Specialty Loans
Financing solutions as unique as your goals.
Not every borrower fits into a traditional mortgage box — and that's okay. Rolando's specialty loan products are designed for situations that need a more tailored approach. Whether you're self-employed, investing in multiple properties, buying a vacation home, or have non-traditional income, there's a smart solution to help you move forward with confidence.
Specialty loan benefits
Tailored financing solutions
Flexible qualification options
Property type flexibility
Special terms for niche purchases
Hands-on support from start to finish
Find the right loan for you
Bank Statement
Perfect for self-employed borrowers or those with non-traditional income who want a simpler way to qualify.
P&L Only
Lower your rate, reduce your payment, or tap into your home's equity with a smooth, hassle-free process.
DSCR Loans
Debt Service Coverage Ratio — ideal for real estate investors, focusing on rental income rather than personal income documentation.
ITIN Loans
Designed for borrowers without a Social Security number, helping more people achieve homeownership.
Asset-Based
Use your assets instead of income to qualify — great if your financial picture doesn't fit typical criteria.
Foreign National
Tailored for non-U.S. citizens looking to buy property in the U.S.
Reverse Mortgages
Available for homeowners 62 and older to tap into their home equity without monthly payments.
HELOCs
Home Equity Lines of Credit — flexible revolving credit based on your home's equity, perfect for home improvements or unexpected expenses.
Stand-Alone Second
A second mortgage that can help with down payment, closing costs, or cash reserves.
Doctor Loans
Special mortgage programs designed for medical professionals with unique financial needs and student loan considerations.
Renovation Loans
Finance both your home purchase and the cost of renovations in one loan — perfect for fixer-uppers or customizing your new home.
Jumbo Loans
Perfect for buyers purchasing high-value or luxury homes that go beyond standard loan limits.
Not sure which specialty loan fits your situation?
Contact Rolando anytime for a personalized consultation.